New Brunswick, New Jersey: health insurance
New Brunswick is in Middlesex County. Here is what New Brunswick residents should know about coverage.
Coverage in New Brunswick
New Brunswick has about 55,846 residents (U.S. Census Bureau 2023 estimate).
Plans for New Brunswick residents are determined by Middlesex County, home to about 863,623 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Middlesex County before you choose it.
- Turning 65 in New Brunswick? Your Initial Enrollment Period runs seven months around your birthday. New Jersey State Health Insurance Assistance Program (SHIP) offers free counseling at 1-800-792-8820.
- Buying your own plan? Shop through Get Covered New Jersey.
- Medicaid questions? NJ FamilyCare (Division of Medical Assistance and Health Services) handles applications.
New Jersey note: Get Covered New Jersey is run directly by the state's insurance regulator, the Department of Banking and Insurance, and layers a state-funded subsidy (New Jersey Health Plan Savings) on top of federal premium tax credits -- a combination unique to New Jersey's marketplace.
Medicare plans leaving Middlesex County for 2027
Medicare plans are set by county, so this applies to residents of this city. 13 plans are listed in Middlesex County for 2026 but not for 2027, covering at least 7,379 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Clover Health Choice (PPO) H5141-032 | Clover Health | 4,387 |
| Braven Medicare Freedom (PPO) H0885-002 | Horizon Mutual Holdings | 1,541 |
| Aetna Medicare Enhanced Extra (PPO) H5521-513 | Aetna (CVS Health) | 396 |
| AmeriHealth Medicare Ultimate (PPO) H5361-004 | Independence Health Group | 283 |
| AmeriHealth Medicare Core (PPO) H5361-001 | Independence Health Group | 213 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) H3240-024 | Anthem (Elevance Health) | 200 |
See all 13 plans leaving Middlesex County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near New Brunswick
New Jersey public institutions include Rutgers University, New Jersey Institute of Technology, Montclair State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about New Jersey colleges.
Do New Brunswick and Middlesex County have the same plans?
Plans are offered by service area, and New Brunswick falls under Middlesex County. A plan that serves Middlesex County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
New Brunswick residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major New Jersey cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.