Union City, New Jersey: health insurance
Union City is in Hudson County. Here is what Union City residents should know about coverage.
Coverage in Union City
Union City has about 64,462 residents (U.S. Census Bureau 2023 estimate).
Plans for Union City residents are determined by Hudson County, home to about 705,472 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Hudson County before you choose it.
- Turning 65 in Union City? Your Initial Enrollment Period runs seven months around your birthday. New Jersey State Health Insurance Assistance Program (SHIP) offers free counseling at 1-800-792-8820.
- Buying your own plan? Shop through Get Covered New Jersey.
- Medicaid questions? NJ FamilyCare (Division of Medical Assistance and Health Services) handles applications.
New Jersey note: Get Covered New Jersey is run directly by the state's insurance regulator, the Department of Banking and Insurance, and layers a state-funded subsidy (New Jersey Health Plan Savings) on top of federal premium tax credits -- a combination unique to New Jersey's marketplace.
Medicare plans leaving Hudson County for 2027
Medicare plans are set by county, so this applies to residents of this city. 12 plans are listed in Hudson County for 2026 but not for 2027, covering at least 2,439 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Braven Medicare Choice Plus (PPO) H0885-007 | Horizon Mutual Holdings | 996 |
| Braven Medicare Choice (PPO) H0885-001 | Horizon Mutual Holdings | 787 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) H3240-024 | Anthem (Elevance Health) | 261 |
| Aetna Medicare Enhanced Extra (PPO) H5521-513 | Aetna (CVS Health) | 187 |
| Wellcare Giveback (HMO-POS) H0913-021 | Wellcare / Ambetter (Centene) | 64 |
| Braven Medicare Freedom (PPO) H0885-002 | Horizon Mutual Holdings | 61 |
See all 12 plans leaving Hudson County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Union City
New Jersey public institutions include Rutgers University, New Jersey Institute of Technology, Montclair State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about New Jersey colleges.
Do Union City and Hudson County have the same plans?
Plans are offered by service area, and Union City falls under Hudson County. A plan that serves Hudson County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Union City residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major New Jersey cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.