Cape May County, New Jersey: health insurance
What Cape May County residents should know about Medicare, marketplace plans and Medicaid.
Cape May County at a glance
| State | New Jersey |
|---|---|
| Population (2023 est.) | 94,610 |
| Population rank in New Jersey | 20 of 21 |
| Land area | 252 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Cape May County for 2027
15 Medicare plans from 6 companies are listed in Cape May County for 2026 but not for 2027, covering at least 1,283 people enrolled in the plans below today.
- HealthSpring Extra Rx (PDP) (S5617-354, Cigna HealthSpring (HCSC))
- HealthSpring Assurance Rx (PDP) (S5617-018, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Braven Medicare Choice (PPO) H0885-006 | Horizon Mutual Holdings | 1,056 |
| Braven Medicare Freedom (PPO) H0885-009 | Horizon Mutual Holdings | 85 |
| HealthSpring Preferred (HMO) H3949-054 | Cigna HealthSpring (HCSC) | 48 |
| HealthSpring True Choice (PPO) H7849-149 | Cigna HealthSpring (HCSC) | 28 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) H3240-024 | Anthem (Elevance Health) | 21 |
| Wellcare Giveback (HMO-POS) H0913-021 | Wellcare / Ambetter (Centene) | 18 |
| Braven Medicare Salute - No Rx (PPO) H0885-011 | Horizon Mutual Holdings | 16 |
| Jefferson Health Plans Silver (HMO) H9207-013 | Thomas Jefferson University | 11 |
| Jefferson Health Plans Choice (PPO) H3124-002 | Thomas Jefferson University | 10 or fewer |
| Jefferson Health Plans Choice Plus (PPO) H3124-001 | Thomas Jefferson University | 10 or fewer |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) H0710-026 | UnitedHealthcare | 10 or fewer |
| Wellcare Patriot Simple (HMO-POS) H0913-020 | Wellcare / Ambetter (Centene) | 10 or fewer |
Show 1 more plan
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Wellcare Simple (HMO-POS) H0913-022 | Wellcare / Ambetter (Centene) | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In New Jersey, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Cape May County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: New Jersey State Health Insurance Assistance Program (SHIP) gives free, unbiased counseling at 1-800-792-8820. Ask which plans serve Cape May County specifically.
- Marketplace plans: shop through Get Covered New Jersey; enter your Cape May County ZIP code to see what is offered.
- Medicaid: apply through NJ FamilyCare (Division of Medical Assistance and Health Services).
New Jersey note: Get Covered New Jersey is run directly by the state's insurance regulator, the Department of Banking and Insurance, and layers a state-funded subsidy (New Jersey Health Plan Savings) on top of federal premium tax credits -- a combination unique to New Jersey's marketplace.
Questions about Cape May County
Are the same Medicare plans offered everywhere in New Jersey?
No. Plans are offered by service area. A plan available in one county may not be offered in Cape May County, so check by county.
Where do Cape May County residents get free Medicare counseling?
New Jersey State Health Insurance Assistance Program (SHIP) (1-800-792-8820) is New Jersey's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Cape May County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.